Employment Practice Liability Insurance
Employment Practice Liability Insurance, also called EPLI, is a form of liability insurance that covers wrongful acts arising from the employment process. Commonly, claims made are wrongful termination, discrimination, sexual harassment, and retaliation. Moreover, EPLI defends businesses against claims made by workers that their legal rights as employees of the firm have been violated, causing them to charge the firm for its actions. In the US, thousands of claims are made by employers to the employees. From the year 2015-2018, their are 341,560 charges to the Equal Employment Opportunity Commission (EEOC) because of workplace discrimination. This only shows that the employer is more likely to have an employment claim than a property or general liability claims.