Common Question About Commercial Auto Insurance
You Ask, We Answer
Do I Need Commercial Auto Insurance?
Any business that owns or operates vehicles for business purposes should consider purchasing Commercial Auto Insurance. And this includes companies that use their vehicles to transport goods or people and businesses that rely on their cars to provide services.
Do I need Commercial Auto Insurance?
The answer to this question depends on several factors, including the size of your business, the type of vehicles you use, and the laws in your state. However, in most cases, it is a good idea to have commercial auto insurance, even if the law does not require you to have it. And this is because commercial auto insurance can help protect your business from financial losses that could devastate your company.
How Much Does Commercial Auto Insurance Cost?
The cost of commercial auto insurance will vary depending on many factors, including the type of vehicles you use, the amount of coverage you need, and your driving record. However, you can expect to pay anywhere from a few hundred dollars to a few thousand dollars yearly for commercial auto insurance.
Do I Need Commercial Auto Insurance For My Personal Vehicle?
If you only use your personal vehicle for personal use, such as commuting to and from work or running errands, then you typically do not need commercial auto insurance. Remember that businesses typically acquire Commercial Auto Insurance to cover their vehicles for business use. On the other hand, personal auto insurance policies cover individuals for the personal use of their cars, such as pleasure driving and commuting to work.