Business Insurance Blog

General Liability Insurance Cover small businesses from liability to a third party person. If you are an entrepreneur, small business owner, or contractor — you need General Liability Insurance.

Workers compensation is a state-mandated insurance program. Workers Compensation in California gives your employees benefits when they are acutely injured.

Business owners have a lot to consider when choosing insurance that fully protects their business. One coverage option, a business owners policy can take the guesswork out of the process.

Workers’ comp is not the same as Liability Insurance. However, these forms of commercial insurance cover different risks that your business might face in the future.
Every state has a different requirement for workers’ compensation insurance. In California state law, workers’ compensation is mandatory for all employers.
Common coverage for home-based businesses insurance in California includes personal business property, professional liability, business income, personal and advertising injury.
Deciding how to get commercial insurance can be a huge pain. Therefore, there isn’t one small commercial insurance policy that covers everything a business owner needs.
Commercial health insurance, also known as private health insurance. Hence, it is a type of health insurance that does not cover by the government. It provides medical costs and disability benefits

Business Liability Insurance, also known as Commercial general liability insurance. It can protect you and your business from a loss if you’re found legally liable to third-party claims.

Clients may also require you to have contractor insurance before they sign an agreement with you. Without insurance, they could be liable for alleged wrongful acts or accidents resulting from your work.

Business Insurance is especially necessary for small businesses to consider and assess their business insurance needs because they may face more financial exposure when it comes to an event of a loss.